1 thought on “What does the financial industry mean?”
Karen
The financial industry refers to a special industry that operates financial commodities. It includes the banking, insurance, trust industry, securities industry and rental industry. So how much do you know about the financial industry? The following is the content of what the financial industry is organized. I hope everyone likes it!
definition of the financial industry Te financial industry refers to banks and related related related related Fund cooperatives, as well as insurance industry. In addition to industrial economic behavior, others are related to the financial industry.
Te financial industry refers to a special industry that operates financial products. It includes the banking industry, insurance industry, trust industry, securities industry and rental industry. The characteristics of the financial industry Te financial industry is characterized by indicator, monopoly, high risk, benefits, and high debt operations.
Ingue
The indicator data reflects the overall and individual conditions of the national economy from various angles. The financial industry is a barometer for the development of the national economy.
Monogenic
Monogenality means that the financial industry is a strict control of the government. Without the approval of the central bank, no unit or individual is allowed to open financial institutions at will On the other hand, the relative monopoly of the specific financial business. The credit business is mainly concentrated in the four major commercial banks. The securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia, and South. Tai guarantee.
The high risk
The high risk refers to the financial industry is a distribution center of huge funds, involving various departments of the national economy. Units and individuals, any mistakes in their business decisions may lead to the “Domino card effect”.
The benefits
The benefits of benefits refer to the financial benefits depending on the overall benefits of the national economy, which is greatly affected by policies.
The high debt operation
The high debt operating is relatively low. The financial industry is in the position of the national economy, which is related to economic development and social stability. It has the role of optimizing the allocation of funds and regulating, reflection, and supervising the economy. The unique position and inherent characteristics of the financial industry make governments attach great importance to the development of the financial industry in the country. my country has a process of understanding and development. In the past, the development of my country’s financial industry was both slow and irregular. After more than ten years of reform, the financial industry has grown at unprecedented speed and scale. With the steady growth of the economy and the deepening of the reform of the economic and financial system, the financial industry has a beautiful development prospect. The development status of the financial industry The bond market
in the three years of 2009-2011, the issuance of the Chinese bond market was 8647.5 billion yuan, 9508.8 billion yuan, and 6962.5 billion yuan, respectively. Among them, 2009 and 2010 increased 15748 and 2436.1 billion yuan in 2008 (the distribution scale in 2011 was reduced, mainly due to the rapid reduction of central ticket issuance). The number of non -financial enterprises (including corporate bonds, short -term financing vouchers, and medium -term notes) of non -financial enterprises was 157.49 billion yuan, 1529.3 billion yuan, and 1533 billion yuan, respectively, which were more than 80%over 2008. In the self -discipline management model, my country has successively launched innovative products such as medium -term bills, short -term financing vouchers of small and medium -sized enterprises, mid -term bills in the US dollar, SME collection notes, ultra -short -term financing vouchers and non -public orientation debt financing tools. Welcome and widely praised. According to statistics from international settlement banks, my country’s bond market has maintained the world’s fifth and second in Asia for several years.
The insurance industry
For the insurance industry, in 2011, there are several happy and sad. As of the end of March, the four major listed insurance companies in A shares made a debut in 2011, and a total of 901.446 billion yuan in operating income, a year -on -year increase of 9.61%; the net profit was 52.266 billion yuan, a year -on -year decrease of 16.59%, the year -on -year growth rate decreased compared to 2010, respectively. 13.53 and 25.28 percentage points. Specifically, China has the best performance, and its operating income, net profit, and net profit attributable to parent companies have increased by 31.4%, 25.89%, and 12.5%, respectively. 45.49%.
In listed companies
51 Report online data shows that the total operating income of 1324 listed companies that has been announced in 2011 was 1.747 trillion yuan, and net profit income was 1.74 trillion yuan Yuan, a year -on -year increase of 23.76%and 13.66%, respectively, and in 2010, these companies’ total revenue growth and net profit growth rates reached 35.43%and 39.82%, respectively. Unlike the overall performance of A shares, the banking industry still maintains a strong growth momentum in 2011. As of the end of March, except for Nanjing Bank, Bank of Beijing, Everbright Bank and Bank of Ningbo, the remaining 12 listed banks have announced the 2011 annual report. In 2011, these 12 banks achieved operating income of 2.15 trillion yuan, accounting for 1324 listed markets. The company’s total operating income was 12.32%; the net profit realized 848.9 billion yuan, that is, an average of 2.326 billion yuan per day, accounting for 48.79%.
Murt
The automotive finance industry
The automotive finance industry refers The service organization is the main body of the business, providing consumers, automobile manufacturers and automobile dealers with financial services in the field of market operation activities.
The complete automotive financial industry service system has three main functions: to maintain the sales system, integrate sales channels for manufacturers, and provide market information; provide dealers with deposit financing, operation financing, equipment financing; Direct users provide consumer credit, leasing financing, maintenance financing, insurance and other businesses.
The initial functions of the auto finance industry are only to provide loan services to the dealers of automobile manufacturers and their subordinate retailers, and allow their dealers to provide consumers with a variety of options loans or loans or Rental service. With the continuous expansion of its business scope and functions, automobile financial service companies have gradually provided consumers, dealers and manufacturers with various forms of comprehensive financial services; modern and mature automotive finance industries have derived the industry’s financial functions: except for except In addition to car consumer credit services, it also includes financing leasing, car purchase savings, car consumer insurance, credit cards, etc., which penetrates into the entire automotive industry from manufacturing → sales → consumption, and other industries associated with the entire automotive industry. Including conditions for financing, savings, credit cards, loans, insurance and guarantee, etc., a relatively complete financial service industry chain has been formed. Some people even think that the automotive industry has two legs, one of which is car finance.
The financial industry refers to a special industry that operates financial commodities. It includes the banking, insurance, trust industry, securities industry and rental industry. So how much do you know about the financial industry? The following is the content of what the financial industry is organized. I hope everyone likes it!
definition of the financial industry
Te financial industry refers to banks and related related related related Fund cooperatives, as well as insurance industry. In addition to industrial economic behavior, others are related to the financial industry.
Te financial industry refers to a special industry that operates financial products. It includes the banking industry, insurance industry, trust industry, securities industry and rental industry.
The characteristics of the financial industry
Te financial industry is characterized by indicator, monopoly, high risk, benefits, and high debt operations.
Ingue
The indicator data reflects the overall and individual conditions of the national economy from various angles. The financial industry is a barometer for the development of the national economy.
Monogenic
Monogenality means that the financial industry is a strict control of the government. Without the approval of the central bank, no unit or individual is allowed to open financial institutions at will On the other hand, the relative monopoly of the specific financial business. The credit business is mainly concentrated in the four major commercial banks. The securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia, and South. Tai guarantee.
The high risk
The high risk refers to the financial industry is a distribution center of huge funds, involving various departments of the national economy. Units and individuals, any mistakes in their business decisions may lead to the “Domino card effect”.
The benefits
The benefits of benefits refer to the financial benefits depending on the overall benefits of the national economy, which is greatly affected by policies.
The high debt operation
The high debt operating is relatively low. The financial industry is in the position of the national economy, which is related to economic development and social stability. It has the role of optimizing the allocation of funds and regulating, reflection, and supervising the economy. The unique position and inherent characteristics of the financial industry make governments attach great importance to the development of the financial industry in the country. my country has a process of understanding and development. In the past, the development of my country’s financial industry was both slow and irregular. After more than ten years of reform, the financial industry has grown at unprecedented speed and scale. With the steady growth of the economy and the deepening of the reform of the economic and financial system, the financial industry has a beautiful development prospect.
The development status of the financial industry
The bond market
in the three years of 2009-2011, the issuance of the Chinese bond market was 8647.5 billion yuan, 9508.8 billion yuan, and 6962.5 billion yuan, respectively. Among them, 2009 and 2010 increased 15748 and 2436.1 billion yuan in 2008 (the distribution scale in 2011 was reduced, mainly due to the rapid reduction of central ticket issuance). The number of non -financial enterprises (including corporate bonds, short -term financing vouchers, and medium -term notes) of non -financial enterprises was 157.49 billion yuan, 1529.3 billion yuan, and 1533 billion yuan, respectively, which were more than 80%over 2008. In the self -discipline management model, my country has successively launched innovative products such as medium -term bills, short -term financing vouchers of small and medium -sized enterprises, mid -term bills in the US dollar, SME collection notes, ultra -short -term financing vouchers and non -public orientation debt financing tools. Welcome and widely praised. According to statistics from international settlement banks, my country’s bond market has maintained the world’s fifth and second in Asia for several years.
The insurance industry
For the insurance industry, in 2011, there are several happy and sad. As of the end of March, the four major listed insurance companies in A shares made a debut in 2011, and a total of 901.446 billion yuan in operating income, a year -on -year increase of 9.61%; the net profit was 52.266 billion yuan, a year -on -year decrease of 16.59%, the year -on -year growth rate decreased compared to 2010, respectively. 13.53 and 25.28 percentage points. Specifically, China has the best performance, and its operating income, net profit, and net profit attributable to parent companies have increased by 31.4%, 25.89%, and 12.5%, respectively. 45.49%.
In listed companies
51 Report online data shows that the total operating income of 1324 listed companies that has been announced in 2011 was 1.747 trillion yuan, and net profit income was 1.74 trillion yuan Yuan, a year -on -year increase of 23.76%and 13.66%, respectively, and in 2010, these companies’ total revenue growth and net profit growth rates reached 35.43%and 39.82%, respectively. Unlike the overall performance of A shares, the banking industry still maintains a strong growth momentum in 2011. As of the end of March, except for Nanjing Bank, Bank of Beijing, Everbright Bank and Bank of Ningbo, the remaining 12 listed banks have announced the 2011 annual report. In 2011, these 12 banks achieved operating income of 2.15 trillion yuan, accounting for 1324 listed markets. The company’s total operating income was 12.32%; the net profit realized 848.9 billion yuan, that is, an average of 2.326 billion yuan per day, accounting for 48.79%.
Murt
The automotive finance industry
The automotive finance industry refers The service organization is the main body of the business, providing consumers, automobile manufacturers and automobile dealers with financial services in the field of market operation activities.
The complete automotive financial industry service system has three main functions: to maintain the sales system, integrate sales channels for manufacturers, and provide market information; provide dealers with deposit financing, operation financing, equipment financing; Direct users provide consumer credit, leasing financing, maintenance financing, insurance and other businesses.
The initial functions of the auto finance industry are only to provide loan services to the dealers of automobile manufacturers and their subordinate retailers, and allow their dealers to provide consumers with a variety of options loans or loans or Rental service. With the continuous expansion of its business scope and functions, automobile financial service companies have gradually provided consumers, dealers and manufacturers with various forms of comprehensive financial services; modern and mature automotive finance industries have derived the industry’s financial functions: except for except In addition to car consumer credit services, it also includes financing leasing, car purchase savings, car consumer insurance, credit cards, etc., which penetrates into the entire automotive industry from manufacturing → sales → consumption, and other industries associated with the entire automotive industry. Including conditions for financing, savings, credit cards, loans, insurance and guarantee, etc., a relatively complete financial service industry chain has been formed. Some people even think that the automotive industry has two legs, one of which is car finance.